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Patient Resources

Financial Information

Honest pricing, flexible payment options, and a team that helps you plan treatment around your budget, not the other way around.

Financial Information
Paying For Care

Financial Info for Patients in Blacklick, OH

Money questions shouldn't stand between you and a healthy smile. At Havens Family Dental, we talk about cost openly, before any drill touches a tooth, so you can decide on treatment with full information instead of guesswork. Our team at 1582 N Waggoner Rd Ste b in Blacklick reviews your benefits, explains your options in plain language, and builds a plan that fits your household budget.

Whether you carry dental insurance, pay out of pocket, or need to spread a larger treatment plan over several months, we have a path forward. This page walks through how billing works in our office, what to expect at checkout, and the financing tools available if a procedure is bigger than your wallet can absorb in one visit.

How We Make It Easier

Three Ways We Keep Dental Costs Manageable

Every patient's situation is different, so our financial coordinators work case by case instead of handing you a single form and moving on.

Insurance Filing & Direct Billing

We're in network with most major PPO insurance carriers and file claims for you on the day of service. Our team verifies your benefits before your appointment so you know your estimated out-of-pocket cost up front. See our Insurance page for a full list of accepted plans.

Flexible Monthly Payment Plans

For larger treatment plans, such as crowns, implants, or Invisalign, we offer interest-based and interest-free financing through trusted third-party lenders. You can usually get an approval decision in minutes, right at your consultation appointment.

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In-House Savings Plan

If you don't have dental insurance, our membership-style savings plan covers routine cleanings and exams for a flat annual fee and gives you a discount on additional treatment, no deductibles or waiting periods involved.

What to Expect When You Check Out

We'd rather you hear about cost from our front desk than discover a surprise on a statement weeks later. Before we move forward with any treatment beyond a routine cleaning, we provide a written estimate that breaks down the procedure fee, your estimated insurance portion, and your expected balance. You sign off on that estimate before we schedule the work.

After your visit, if insurance pays more or less than estimated, we reconcile the difference and either send a small refund or a corrected invoice. We never bill vague "miscellaneous" line items, and you can always ask our staff to walk through a statement item by item.

Here's what our financial process typically looks like for a new patient coming in for treatment beyond a standard checkup:

  • Benefits verification. We contact your insurance carrier before your visit to confirm your plan's coverage percentages and remaining annual maximum.
  • Written treatment estimate. You receive a clear breakdown of costs and your responsibility before any non-emergency procedure is scheduled.
  • Payment options review. Our coordinator discusses whether to pay in full, split across visits, or finance through a monthly plan.
  • Claim filing and follow-up. We submit insurance claims directly and track them until they're paid, so you aren't stuck chasing reimbursement on your own.

If you're a new patient still getting familiar with our office, our New Patients page and Patient Info page walk through what to bring to your first visit, including any insurance cards or prior X-rays that can help us build an accurate estimate faster.

"We want every patient in Blacklick to walk out knowing exactly what they paid for and why. No fine print, no guessing games."

- The Havens Family Dental Team

1582 N Waggoner Rd Ste b, Blacklick, OH 43004

614-762-2737

Financial Info: Frequently Asked Questions

Straight answers about insurance, payment plans, and what your visit will actually cost.

Do you accept my dental insurance?

We're in network with most major PPO dental insurance plans and happily file claims for patients with out-of-network benefits as well. Our front desk team verifies your specific plan details before your appointment so there are no surprises at checkout. For a current list of carriers, visit our Insurance page or call our office directly at 614-762-2737.

What if I don't have dental insurance at all?

Plenty of our patients in Blacklick don't carry dental insurance, and that's perfectly fine. We offer an in-house savings plan that covers your routine cleanings, exams, and X-rays for a flat annual fee, plus a discount on additional treatment. We also offer self-pay rates and payment plans so cost never has to mean skipping care.

Will I know the cost before treatment begins?

Yes. For any treatment beyond a routine cleaning or exam, we provide a written estimate showing the full procedure fee, your estimated insurance coverage, and your expected out-of-pocket balance. We review this with you and answer any questions before scheduling the actual appointment, so you're never caught off guard.

What payment methods do you accept?

We accept cash, personal checks, and all major credit and debit cards. We also work with third-party financing companies that let you split larger treatment costs into manageable monthly payments, with some plans offering zero-interest options for a limited promotional period based on your credit approval.

Can I set up a payment plan for a larger procedure?

Absolutely. For treatments such as crowns, bridges, implants, or Invisalign, our financial coordinator will review financing options with you during your consultation. Most patients get an approval decision within minutes, and you can often start treatment the same day once your plan is approved.

What happens if my insurance pays a different amount than estimated?

Insurance estimates are based on the information available to us at the time of your visit, and occasionally the final payment differs slightly. If your insurance pays more than expected, we issue a refund or apply the credit to your account. If it pays less, we send a clear, itemized statement explaining the remaining balance before requesting payment.

Do you offer any discounts for families or multiple treatments?

We periodically offer new patient specials and occasionally bundle pricing for families scheduling multiple cleanings or treatments in the same visit window. Ask our front desk about current offers when you call to book, since availability can change throughout the year based on scheduling capacity.

Who do I talk to about a billing question or statement I received?

Our front desk and billing coordinator handle all account questions directly, and we'd rather explain a charge over the phone than have you wonder about it. Call us at 614-762-2737 during our regular office hours, and we'll pull up your account and walk through it together, line by line.

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